• IVA Advice

Self Employed or Director IVA Advice

Many self employed people (sole trader and partnerships) can find themselves in debt as a result of running a business. This can also affect directors of limited companies, as a result of personal guarantees provided to support company borrowings, if the business ultimately fails.

We can assist in arranging and managing an IVA that will ensure your creditors are satisfactorily dealt with, whilst allowing you to focus on restructuring the business or closing it down if trading is no longer viable.

An IVA is an affordable way out of debt

At Jones Giles & Clay we are experienced in assessing the viability of all types of business, and providing advice of all options available to deal with unaffordable debts. Speak to us about an IVA if you want to:

  • Preserve your business, but restructure its debts
  • Arrange one affordable monthly payment
  • Freeze the interest on your debts
  • Stop creditors taking legal action against you
  • End the stress that your debts are causing

Is our advice free?

Yes. Our advice is free of charge. However if you are happy to instruct us to act on your behalf then we do charge fees for our services, with the prior agreement of your creditors.

Do you need some more information?

Our team are waiting for you to call and help you recover your financial position.
Call 029 2035 1490 or click below.

Contact Us

Advice Line: 029 2035 1490

Why Choose us?

  • Free advice
  • Nationwide Coverage
  • Professionals that are here to help
  • With you every step of the way

Would you like advice?

You can call us on 029 2035 1490. Alternatively why not use this form and we will be in touch as soon as possible.

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An IVA allows you to renegotiate the terms of your arrangements with your creditors. If you have unsecured debts with a number of creditors that you are unable to pay this is an alternative to formal bankruptcy. An IVA (Individual Voluntary Arrangement) allows you to manage your debts with a solution that will give your creditors money over a period of time, which is normally 60 months.

Learn more about IVA's »


Company Administration is widely misunderstood and, while some see it as a last resort, in reality the process is designed to be centred around strengthening your business and getting it back on track.

Learn more about Business Administration »


PJG Recovery have many years’ experience in dealing with corporate insolvencies and company rescue and recovery – taking early advice can sometimes mean that formal insolvency can be avoided and your company can be saved from closure. We can help you overcome short term difficulties in your company or help you deal with the formalities associated with the closure of a company if your company has come to the end of its useful life.

Learn more about Liquidation »

Solvent Reconstruction

The term “solvent reconstructions” potentially encompasses a wide range of different scenarios, including demergers, elimination of unnecessary subsidiary companies or even retirement from a business.

Learn more about Solvent Reconstruction »

Business Turnaround & Review

The term “turnaround” has come to encompass a range of measures aimed at restoring the fortunes of a company with (or preferably without) the use of a formal insolvency procedure. These measures include strengthening (or replacing) the existing management team, introduction of fresh capital, restructuring finances (e.g. replacing short term loans with longer term ones), reduction of cost base and (if a formal insolvency procedure is required) the use of a Company Voluntary Arrangement to enable the company to deal with its creditors in an orderly manner.

Learn more about how we can turnaround your business »

Would you like some help?

Our team are waiting for you to call and help you recover your financial position

Contact Us